Will CBDC be a gamechanger? Implementation is key

The term Central Bank Digital Currency (CBDC) has started to gain traction and attention of central banks and financial and tech enthusiasts alike. A CBDC is a legal tender issued by a bank in a digital format. Also known as digital base money or digital fiat currencies, a CBDC is no different from hard cash, apart from the fact that they are in a digital or virtual form. It is not meant to replace hard cash, but coexist as an additional form of payment method.

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